Starting or expanding a restaurant takes more than passion – it takes smart financing and a small business loan specialist by your side. At First Choice Capital, we specialize in restaurant loans across Canada with a focus on new entrepreneurs and established restaurant owners looking to expand.
Whether you’re opening a quick-service location, upgrading a family-owned diner, or buying into a restaurant franchise (or even a non franchised), we help you access the right funding to make it happen.
The Canada Small Business Financing Loan (CSBFL) is one of the most effective ways to fund restaurants in Canada. Backed by the federal government, this program helps reduce risk for banks, giving you better access to small business financing
Key benefits for restaurant owners:
Restaurant loans can be used for nearly every part of launching or growing your business
At First Choice Capital, Our team of ex-bankers and small business loan specialists ensures your application is structured to succeed.
Here’s what we do for you
We know exactly how banks think.
Restaurant loan approved in as little as 4 weeks
We handle documents, underwriting, and closing
We work directly with RBC, CIBC, BDC, TD, BMO & Scotiabank
In-house, 30–50 page lender-ready plans delivered in 5–7 days
Transparent, efficient, and focused on your success.
Imagine you’re opening a new restaurant in Ontario. Total project cost: $600,000.
With CSBFL, up to $500,000 of this project may qualify under government-backed financing. That means you only need 20–30% equity contribution instead of funding half the project yourself.
Restaurant Loans provide essential funding to start, grow, or modernize food and beverage businesses. These loans help cover expenses such as kitchen equipment, interior renovations, staff hiring, marketing, or managing daily operations. With flexible repayment terms, restaurant loans ensure owners can maintain cash flow while focusing on customer experience. By easing financial challenges, they allow restaurant entrepreneurs to expand menus, upgrade facilities, and achieve long-term growth in a competitive industry.
