We are Canada’s Small Business Loan Specialists.
With years of banking experience, we understand exactly how lenders evaluate applications, what underwriters look for, and the steps needed to secure approval. We use this insider knowledge to help you navigate the loan process with confidence and improve your chances of getting funded
Running a small business in Canada comes with both opportunities and challenges. Whether you’re launching a start-up/new business, buying an existing established business, expanding operations, purchasing equipment, or managing cash flow, access to the right financing is essential. We specialize in providing small business loans tailored to the unique needs of Canadian entrepreneurs & business owners.
Our goal is to help business owners secure the funding they need quickly, with flexible terms and transparent guidance every step of the way.
A small business loan is financing designed specifically to support entrepreneurs and business owners. These loans can be used for a wide variety of purposes, including:
Unlike personal loans, small business loans are structured to match the financial cycles and realities of running a business in Canada.
We connect entrepreneurs with a range of financing options to suit different industries and growth stages
Every small business has unique financial needs, and choosing the right loan can make all the difference in achieving your goals.

Fixed borrowing amounts with predictable repayment schedules. Ideal for long-term investments such as renovations, property purchases, or business expansion projects where stability and planning are key.

Short-term financing to cover operating expenses like payroll, inventory, or utilities. These loans are particularly useful for managing seasonal cash flow fluctuations or bridging temporary revenue gaps.

Loans or leases to purchase essential machinery, vehicles, or technology. This option helps businesses spread out costs while keeping equipment updated and maintaining working capital for other needs.

Flexible funding that can be drawn as needed, with interest charged only on the amount used. Perfect for covering unexpected expenses or taking advantage of time-sensitive growth opportunities.

Financing based on future sales revenue, repaid as a percentage of daily or weekly sales. A good choice for businesses with strong transaction volumes but limited collateral or weaker credit profiles.

Structured support programs for eligible Canadian businesses. These loans often feature lower rates, longer repayment terms, and funding tailored for growth, innovation, or recovery.
Government-backed security – 85% of your small business loan is guaranteed by the Government of Canada, reducing risk for you.
Up to $500,000 in financing available for equipment purchases, vehicles, or leasehold improvements.
Retroactive financing – eligible purchases made within 12 months prior to loan approval may qualify.
Flexible rate options – choose from fixed or variable interest rates. Variable rates range from Prime to Prime + 3%.
Extended amortization – repayment terms of up to 15 years.
Flexible repayment schedules – including up to 6 months of interest-only payments in the first year.
Under the Canada Small Business Financing Loan (CSBFL) program, entrepreneurs can access financing through two main products: a term loan and a line of credit. Here’s how much funding is available
Partnering with us means more than just accessing capital. We provide:
We go beyond lending by building long-term relationships with Canadian entrepreneurs. Our focus is on providing transparent solutions, personalized support, and flexible funding options that help your business not only survive but thrive in a competitive market.

We work with banks, credit unions, and private lenders across Canada, giving you more options and a greater chance of approval.

From application to approval, we handle everything — gathering documents, preparing the file, underwriting, and working with the bank. Our goal: loan approvals in 4 weeks or less, and lines of credit in about 3 weeks.

Our small business loan specialists don’t just get your business loan approved - they handle the full journey. From collecting documents and underwriting to bank negotiations, business account setup, and closing lawyer coordination, they manage every detail while you stay stress-free (Literally).

We create in house business plans that banks & other lenders cannot resist. Our business plans are 30–50 pages, detailed with financial projections, and can be delivered in as little as 5–7 days.

Our team is made up of former bankers with over 15 years of combined experience at major financial institutions. We know exactly how lenders evaluate applications — and how to get your financing approved.

We understand how franchise financing works and guide you through every step, helping you secure your Canadian franchise loan quickly and efficiently.
Get Started with a Small Business Loan Today
We understand the challenges Canadian entrepreneurs face—and we’re here to help. Whether you’re just starting out or looking to expand, our small business loan solutions are designed to give you the financial foundation for success.
Contact us today to speak with a small business financing specialist and explore the best loan options for your business.
Small Business Loans provide essential financial support to entrepreneurs and startups, helping them manage operations, expand, or invest in growth opportunities. These loans offer flexible repayment options, making it easier for small businesses to access working capital, purchase equipment, or cover day-to-day expenses. With the right funding, small businesses can improve cash flow, build stability, and achieve their goals. Whether short-term or long-term, small business loans act as a foundation for sustained growth and financial confidence.